Delayed But Not Denied- Boyace Van Harlan Jr., PhD

Luke 8:49

Viewing the King James Version. Click to switch to 1611 King James Version of Luke 8:49.

While he yet spake, there cometh one from the ruler of the synagogue’s house, saying to him, Thy daughter is dead; trouble not the Master.

If you have some time today please read the Gospel of Luke Chapter 8. Among other things this is the account of Jesus healing Jairus’s daughter. Earlier in the chapter Jairus asked Jesus to please heal his daughter and he has been given an affirmative answer from the master that he will heal her. Meanwhile, the woman with the issue of blood has shown up. She tells her life story to Jesus and Jesus interrupts Jairus’s miracle and heals the woman with the issue of blood! (Beloved we may be delayed but we are never denied.) I too am waiting on a promise from God. I asked my dear wife to give out of our lack expecting God to erase a debt for me. As of this moment I still have the debt but I believe God. Listen beloved, our faith may be shaken but we must never doubt Him! He will do what he said he will do! Jairus never gave up! We must not give up! In the face of mourners, scorners, and doubters he dared to believe God. Let’s believe God!

Postscript: Three days later my debt was paid. God is awesome!

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Insurance- Boyace Van Harlan Jr., PhD

I had a very interesting telephone conversation today with a potential client. The client wanted to know specifically how much would a medical procedure cost her if she had to pay for it strictly out of her own pocket without any insurance coverage. I told her that we had a special department for handling such questions but that many of our patients are “self pay”and I have been told that my organization offers a handsome discount in such cases. After talking with her further I realized that although she had a job; she was a woman of limited means. I encouraged her to try to get some type of coverage and the service of social worker friend who could possibly help her get to a ‘medicaid pending’ status so that she could have her procedure done. She was extremely thankful for my help and gave me a ” God bless you” as we disconnected from our phone conversation. I began thinking about insurance and that there are possibly thousands of individuals like this dear woman. She was sweet, kind, of limited means, education, and deserving of a better lot. Insurance coverage can be very confusing and difficult to understand for the most astute off us.  Have you ever heard of accidental death & dismemberment (AD&D) policies for instance?

AD&D policies are relatively inexpensive and easy to understand. At first blush, purchasing an AD&D policy might seem like a wise investment for anyone. If you die accidentally, your beneficiary stands to collect lots of money. If you lose an arm or other limb, or your sight, you would collect a significant sum (specific payments will be spelled out in your policy application).

But is AD&D really a good value? Some industry experts say it’s probably not, if you consider the odds of making a claim (and the small number of actual claims is why these policies can be offered so cheaply).

Just how likely is it you’ll die from an accident? According to the Centers for Disease Control and Prevention, 121,599 people died from unintentional injuries in 2006 (the latest data available). A 2009 National Center for Health Statistics report says that age is also a factor in the leading causes of death. If you are a 35-year-old nonsmoking male, you are four times likely to die in an accident before age 45 as you are to die from heart disease. If you are a woman of the same age, you’re twice as likely to die in an accident than from breast cancer. Compare that to the death rates for the No. 1 killers of heart disease (204.1), malignant neoplasms (cancer, 185.7) and cerebrovascular diseases (such as diabetes, 44.4).

You’re more likely to die from natural causes than from an accident if you are older than 45, according to the NCHS report. You’re also more likely to become disabled by a back injury than you are to lose a limb, but that also depends on what sort of risks you engage in.

Other ways to cover yourself

Because AD&D policies pay out only in specific, generally unlikely circumstances, you’re far better off putting your insurance dollars into other policies that will provide broader coverage, such as:

  • Life insurance: For protection against the more likely risks, like dying of old age or cancer, you’re better off putting your monthly premium payment toward a standard life insurance policy.
  • Health insurance: If you’re injured in an accident, health insurance will help cover hospital and medical bills. Of course, health insurance does not pay you a lump sum should you lose a limb or your sight.
  • Workers comp: If you do lose a limb — or hurt your back — on the job, workers compensation likely covers treatment for your injury.

However, AD&D may fill in some gaps. If you do have an AD&D policy, it will pay out in addition to other coverage you have. For example, if you lose a limb on the job, workers comp would still pay for your treatment and the AD&D policy would pay you a lump sum.

Atypical Depression Not So Uncommon- Boyace Van Harlan Jr., PhD

Many years ago I had a wonderful conversation with my mother Margaret Harlan. We always could talk hours about almost anything! Our conversations would usually began and end in our kitchen as she prepared a meal. She was a stay at home mom ‘extrodinaire’. One day we were talking about depression. As we got deeper into the conversation , I asked her how would she define depression. To my amazement she gave me a quick answer. “Frozen Rage”, she called it. Wow! How profound! I have been involved in sleep medicine for about 30 years. About 16 years ago we started monitoring our sleep patients for depression. Although we found a significant number of patients to have Clinical depression the majority of that group seem to have insomnia. The preponderance of patients however seemed to have ‘Atypical Depression. What is Atypical Depression?

Atypical depression is a type of depression that can have some symptoms that are similar to those of major depression, but it does not have the number of symptoms needed for a diagnosis of major depression. Common symptoms of atypical depression include increased appetite or weight gain, sleepiness or excessive sleep, and feeling extremely sensitive to rejection.

Atypical depression is a type of depression with certain specific characteristics. A person with classic major depression has at least five of the following nine symptoms:

  • sadness or depressed mood most of the day or almost every day
  • loss of enjoyment in things that were once pleasurable
  • major change in weight (gain or loss of more than 5% of weight within a month) or appetite
  • insomnia or excessive sleep almost every day
  • physically restless or rundown that is noticeable by others
  • fatigue or loss of energy almost every day
  • feelings of hopelessness or worthlessness or excessive guilt almost every day
  • problems with concentration or making decisions almost every day
  • recurring thoughts of death or suicide, suicide plan, or suicide attempt

We all need to familiarize ouselves with these symptoms. Many times our own family members and friends carry this heavy weight and go unnoticed until something dire or drastic happens. We need to write about it, talk about it  and hear about it. Preachers need to preach about it. We call Hypertension the ‘silent killer’. I think that depression is the silent killer.

Frank Purdue- Boyace Van Harlan Jr., PhD

Frank Purdue is a personal hero of mine. I discovered him through reading. I read voraciously. I sometimes find myself reading 2 or more books at a time. Much to the chagrin of my wife; who thinks I read too much. I leave books all over the house and I can’t walk past a book sale rack with out an obligatory purchase. Overall however the habit has served me well. I developed this habit from many of my mentors. Three of my mentors stand out as I think about this post. My father, Reverend Boyace Van Harlan Sr., Mrs. Krook a high school English teacher of mine and Frank Purdue who I only know through reading. Frank along with his wife Mitze wrote a wonderful document entitled ‘The Ethical Will’. It is one of my favorites and I reproduce it for your reading.

THE ETHICAL WILL

Be honest.

Be a person whom others are justified in trusting.

If you say you will do something, do it.

You don’t have to be the best, but you should be the best you can be.

Treat all people with courtesy and respect, no exceptions.

Remember that the way to be happy is to think of what you can do for others. The way to be miserable is to think about what people should be doing for you.

Be a part of something bigger than your own self. That something can be family, pursuit of knowledge, the environment, or whatever you choose.

Remember that hard work is satisfying and fulfilling.

Nurture the ability to laugh and have fun.

Have respect for those who have gone before; learn from their weaknesses; build on their strengths.

God is With You- Boyace Van Harlan Jr., PhD

Behold I give you the authority to trample on serpents and scorpions, and over all the power of the enemy, and nothing shall by any means hurt you. Luke 10:19

We have authority over all the power of the enemy! Does this text mean that I then should go to my nearest exotic pet shop and purchase the most venomous snake and fool heartedly play with it. No! Jesus Christ during one of His most famous battles with satan once was asked by the wicked one to cast Himself done from the high precipice from which He stood. Our Savior chose not to fall for the bait and proclaimed the Word to satan ‘Thou shall not tempt the Lord thou God.” Our warfare is one of strategy. You see the truth is Jesus is hidden in God and we are hidden in Christ. We can rest assured that whatever the Devil dreams up and conjures up against us as long as we are in Christ we have the victory. Even after being thrown in the fiery furnace the three Hebrew men could rest in the fact that if God was with them no harm would come to them if stood true to their God. They had proclaimed to the heathen King Nebuchadnezzar…. ‘our God whom we serve is able to deliver us from the burning fiery furnace, and He will deliver us from your hand, O king’ (Daniel 3:17) You see, faith says something! Beloved we are speaking spirits! All we have to do is say something! Homologio! We say what God says!